Sunday, September 6, 2015

Here’s what to consider for your big investment with regards in buying or investing real properties

The Philippines’ is projected to be the fourth fastest growing economy in the world this year according to data gathered by CNN Money. As an effect of the promise of a strong economic climate, the general consumer mindset is now leaning towards prospects that allow them to wisely exercise their financial decisions.
The real estate industry is one sector that is currently enjoying the perks of this shift thanks to the higher purchasing power of consumers. But how can we gauge financial readiness for such big purchases?
“You have to make sure you have financial independence,” Wealth Management Expert Johner Fernandez advised during a short investment seminar hosted by premium property developer, Ovialand, Inc. “If you are earning enough to cover your daily needs and still have enough left to invest without short-changing yourself, then you are ready.”
According to Fernandez, one common slip-up of people who are planning to buy their own house is mistaking saving and investing as similar concepts. While both are interrelated, the two are entirely different from each other.
“Before you can finally buy your very own house, you have to keep away 10% of your regular monthly income for short-term savings and 10% for long-term savings. The money that you should use for your property should be on top of these,” Fernandez clarified.
A promising venture
Real estate is one of the most promising industries in the country at present. Especially with the call to decentralize Manila gaining traction because of its chronic problems, property developers are now actively eyeing other locations as possible new growth hubs.
Fernandez shared, “It’s all about location. With efforts to distribute services and resources in Manila, the provinces near it are the ones most likely to receive its growth traffic.” He added, “You also have to consider the possible progress of the place. Think of Ortigas. Prices of properties there were very affordable before. Nobody would have thought it would grow into a business district.”
Sto. Tomas, Batangas is among South Luzon’s provinces that have been showing significant progress. Supported by strong infrastructure and its competitive location, the once rural town is steadily transitioning into the next business and social hub with industrial parks, global companies, and lifestyle centers breaking ground on its soil.
As a response, more and more property developers are eyeing the province to support the influx of people that comes with its growth.
Ovialand Inc (640x360)
 Real estate: A smart way of saving money
Did you know that owning your own home is actually a financial move that can lead to more savings in the long run? Fatima Olivares-Vital, Business Unit Head of Ovialand, Inc. explained, “Renting may seem like a cheaper option at first, but it is still better to put your money in a property you can call your own.”
She adds, “It’s easy to lose track of your mundane expenses. Instead, you can invest the money for your possible mortgage payments. In 5-10 years, you will have something tangible, valuable and usable that can even be converted to cash!” 
Finding a developer that offers flexible transactions can make purchasing a home more manageable. For its maiden project Terrazza de Sto. Tomas, for example, Ovialand offers competitive packages and professional financing assistance to ensure that buyers are properly assisted during the whole process. In addition to having reliable partner banks and an in-house financing system, clients are also assigned their dedicated Account Officers who will coordinate all the details of the sale.
Fernandez said, “This is where the credibility of the property builder comes in. You need to study the company, see how they work, and how they build houses.”
He closes, “Buying a property should be viewed as a form of business partnership with your developer. To make the venture a success, you should look for the best partners.”
Ovialand, Inc. a subsidiary of MCDC, with over 28 years of experience in housing development. No project undelivered in the history.
• Every experience is an opportunity to keep improving ourselves. Our goal is to provide accurate, precise and timely delivery of our promises. We want you to be satisfied with our commitments.
• We understand that each purchase of a house and lot is a milestone, and we are committed into turning this milestone into a memorable and pleasant experience that will be a preview of your happy memories and memorable new life in our projects.
• We are committed to giving our market the best value-for-money NOT JUST house and lot but DEVELOPMENT. We understand that you are buying into a lifestyle and into a community, not just a house and lot.
• From your house purchase all the way to the property management, we strive to do our best to give you the quality and lifestyle you deserve.

Thursday, March 12, 2015

Business and Investment Forecast for 2015 by Master Hanz Cua

Lucky Business for 2015

The Year of the Wood Sheep is a year that you should invest on businesses that are connected to the Element of Wood. Wood industry covers the following: Furniture, Paper, Rubber, Tree Plantation, Carton, Flower Shop, Magazines, and Newspaper.

Wood is the Wealth Element 

Green is the colour of auspiciousness; it enhances the wealth luck for the year 2015. The Year of the Wood Sheep is also a good time to invest on Fire Industry. This covers the following:  Food, Restaurant, LPG, Gas, Light, Electronics, Electric, Technology, Internet and Computer. Fire is also the Red Power Element. The wearing of red, yellow and orange enhances power and influence.

Business and Investment Forecast

The dates between Feb 4th to April 4th 2014, is excellent for investing in the business of fashion , textile and real estate.  Between April 5th to June 5th 2014, it is favourable to invest in agriculture and papers or rubber related trade. From 7th Aug to Oct 8th 2014, it is a good time to invest in cars and tourism-related business. The  8th Oct to 6th of Dec, is a favourable time to invest in plantation and food related business. A word of caution: Be careful on doing any investments during the Ghost month which falls on August 14, 2015 to September 12, 2015.

President Benigno Aquino Jr. needs to set more goals and plans at start of the year. The Year of the Sheep will be an unpredictable year for him. He needs to set up a backup plan for any uncertainties. The president will need to travel and meet more foreign dignitaries in order to generate more wealth for the country.

For the Year of the Wood Sheep, he can expect his Health Luck to be very good. His Love Luck is also strong this year. The Philippines is located in the South East part of Asia. The Southeast flies the Star of Illness for 2015, expect Earth related illness on this coming year.

Business Opening

Also on the forecast for the Year of the Wood Sheep, overseas remittance will strengthen. There will be more overseas work opportunity. The tourism industry will also be generating good income.

Enhancing Business Luck for 2015

It is important to use the North Main Door, which is the #1 Most Auspicious sector of wealth. Enhance it with a water fountain, place the telephone, fax machine and printer on this sector. It will guarantee to enhance more luck.

Putting a bright light at the SW will enhance fame and recognition of your company. Using the SW sector door provides in the increase of sales, promoting a long and permanent income.

Use the North East sector to enhance networking, meeting influential clients that will give referrals to your company. Place a 6-rod Metal Chimes or a Citrine crystal will also enhance this sector. 

Put water in the East to awaken good fortune and the success luck of your company, this will accumulate more luck with wealth and business success.

Place Wood elements in your office.

Use the colour Green in your office by painting it on the walls or incorporating it in the interior design.

For a professional consultation by the youngest Feng Shui expert in the country, invite Master Hanz Cua to visit your office. For groundbreakings, date selection, office space clearing and prosperity ritual; visit my store for Feng Shui Lucky charms at level 1 hallway EDSA Shangri La Mall

Friday, February 13, 2015

Feng Shui Love Forecast for 2015 by Master Hanz Cua

Love makes the world go round, and for people looking for it, or even couples who experience challenges in their relationship, Feng Shui has tips, cures and enhancers that can help you to attain your heart’s desires.

According to Master Hanz Cua, Psychic and Feng Shui Master, the Northwest sector, in 2015 Flying Stars forecast, is the sector of romance. This is good news for singles, but married males should take heed. NE is the sector of the Father, there is strong inclination to stray into third party involvement. Politicians and other famous patriarch figures should beware of sex scandals in 2015.

For singles seeking love, you can energize NE sector of your home to increase your chances of romance success by:

Introduce enhancers like bright lights, Mandarin duck pair (one male and one female), Rose Quartz crystal, colors like pink, red, ivory and brown, a pair of romantic scented candles, or an image of the 2 peony flowers (the no. 1 flower of romance in Chinese tradition).

The element to activate for romance is Fire and Earth. Remove anything Metal (it exhausts Earth) and Water (it extinguishes Fire)

Avoid having in your bedroom: art or images that show solitary people, plants that have thorns, mobiles or metal chimes, stuffed animals or any toys (toys are for children’s rooms—not adults who are looking for a relationship), any kind of clutter.

For Couples who want to improve their relationship:

Amethyst crystal  on the side table next to the couple’s bed promotes fidelity. Carnelian promotes passion.

A large rock crystal or stone statue in the romance sector will “nail down” a flighty or unstable relationship.

Place the image of the Double Happiness symbol above the bed’s headboard. This same symbol can also be embroidered on your bed cover and pillowcases.

For singles desperate to find love, Master Hanz suggests that you try: For every Friday during January (3, 10) and February (7, 21, 28) Place 4 long-stem red roses in the Northwest sector of your home to activate the Love star. 

For Tarot Reading, Astrology, FengShui, Palm Reading, Ground breaking ritual visit me at level 1 hallway, EDSA Shangrila Mall. Visit my website CP: 0922-829-03-82